Mobile Credit Card Reader Apps for Small Businesses

Mobile Credit Card Reader Apps for Small Businesses

As a small business owner it is wise to invest in mobile credit card reader apps, as you are able to provide your customers with more payment options. Apps make it easier for customers to pay and will help to keep customer satisfaction. When you choose a mobile credit card reader app you need to take into consideration the ease of use and the compatibility with s range of mobile devices.

credit card reader apps

Here is a look at some of the best mobile credit card reader apps.


ROAMpay is a unique app as it offers a combination card swipe that can be used with iPhone, Android and Blackberry. It offers end to end encryption with transactions and there is a secure authentication with a pin secure pin. As it is able to work with many devices, it is a perfect choice for a small business that is looking to offer convenience.


This is one of the cheaper apps for mobile credit card readers. The card reader is free and will accept the major credit cards. It charges just 2.69% for each card swipe. As there are no setup costs, minimum monthly payments or hidden fees, it is a great app for a low cost solution.


This is a popular app that charges 2.75% on each card swipe. The device and app are free, you do not need a contract and the money is deposited into your bank account after a transaction. The app is small and simple to use. It just plugs into the audio jack of the device. Square though only works with Android and iPhone.

Intuit GoPayment

Intuit GoPayment works with Android, iPhone, other Apple devices and Blackberry. They have a monthly fee but the transaction fee is lower. This is a great choice if you are able to calculate the number of transactions your business makes a month and you think it is a high number of transactions.

PayPal Here

PayPal Here only works with Apple devices and Android devices. You are able to choose your payment plan depending on how advance your business is or you are able to tailor a package to your needs.




  1. rickey says:


    I hereby would like to enquire more about your credit card machines.My Details are as follows:

    Mr R.Moodley


  2. Jenny says:

    I’m interested in the square card reader. Please help as our business is in need of a card machine asap. Regards Jenny

  3. Kim says:


    I would like to know how much the cost will be to set up any of these apps on my android phone. We are a small family business and we cannot afford to get a card machine through the banks for the amount of business we do but we do have some customers who want to use their cards as they don’t always have cash or enough cash for everything they would like to buy. Its both frustrating to us as well as our customers. As my phone is the only one used for business it would be logical for my phone to be used. We lose sales all due to not being able to take card payments.

    Kind Regards
    Kim Brown

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